Landlord Unable To Recover Insurance Rent

The Lands Tribunal has held that a landlord was unable to recover insurance rent from the tenant because the landlord had not complied with its insurance obligations under the lease.

The lease required that the landlord insure the property in the joint names of the landlord and the tenant. The landlord’s insurance policy only included a general noting of the tenant’s interest.

This case is a useful reminder to landlords that they must comply strictly with the insurance obligations in their leases otherwise they risk being unable to recover insurance contributions from tenants.